Jasper mastercard pre approval12/16/2023 ![]() This card also includes Mastercard ID Theft Protection services and discounts on the Mastercard Airport Concierge. For example, you have access to Mastercard’s Global Services line that offers 24-hour assistance with lost and stolen card reporting, emergency card replacement and emergency cash advances. Other perksīeyond this card’s travel insurance and purchase protection services, it offers a few additional benefits. And if you’re simply dissatisfied with a purchase made with your card, you may be protected for 60 days from the date of purchase and eligible for a full refund. The Jasper Cash Back Mastercard also includes a purchase assurance policy that applies to your purchases for 90 days and can reimburse you for losses due to theft or damage. Purchasing this kind of coverage from your mobile service provider often costs $5 to $15 per month. When you pay for your mobile phone service with the Jasper Cash Back Mastercard, you receive a cellphone protection policy, which is subject to limitations. Cellphone protection and purchase assuranceĪt a time when most people carry a smartphone worth hundreds of dollars, it’s nice to know that you can be covered if it’s stolen or damaged. This coverage is supplemental to the airline’s, but it’s likely that the carrier’s coverage won’t reimburse you for all your losses. Another useful benefit is baggage delay insurance that covers your purchase of clothing and essentials if your luggage is delayed more than four hours while on a covered trip.Īnd if your luggage is lost or damaged, then you’re covered as well. This card also includes trip cancellation coverage – you can be reimbursed for the unused, nonrefundable portion of your trip if it’s canceled as the result of a covered accident or sickness. ![]() Often, the additional insurance coverage offered by rental car companies costs $15 to $30 per day, so having this coverage for free can save you a bit of money if you travel by rental car a lot. Yet the Jasper Cash Back Mastercard comes standard with this coverage, and all you have to do is decline the optional coverage offered by the rental car agency and use your credit card to pay for the rental. Once common on most credit cards, there’s now a dwindling number of card issuers that offer this benefit as standard, even on their premium travel rewards card. The most valuable travel benefit is likely the rental car collision damage waiver. Beyond this card’s cash back offers, it includes several travel insurance benefits not often found on cards like this. Premium reward card users know that their card’s travel rewards benefits can be valuable in their own right. But still, you could earn up to $300 a month and up to $3,600 per year. So if your account has a credit limit of $5,000 and you referred five people, only your first $5,000 spent each month would be eligible for the 6% cash back. The additional cash back only applies to a monthly amount equal to your credit limit. This offer is limited to five people for 5% additional cash back, for a total of up to 6% cash back. But in addition to the standard cash back, the Jasper Cash Back Mastercard also lets you earn up to a total of 6% cash back by successfully referring others to open accounts.įor each new person you refer to Jasper, who then opens an account, you’ll receive an additional 1% cash back on your purchases for one year. This is rare for cards that are offered to applicants with fair credit. The Jasper Cash Back Mastercard offers all cardholders 1% cash back on all purchases, with no limits. In fact, many of the travel insurance and purchase protection benefits available with the Jasper Cash Back Mastercard are usually just found on premium rewards cards that require good or excellent credit. The Jasper Cash Back Mastercard distinguishes itself from its competitors by offering both cash back rewards and a rich selection of cardholder benefits. Jasper Cash Back Mastercard rewards and benefits It does all of this with no annual fee and no foreign transaction fees. And for self-employed applicants, Jasper uses a unique cash flow-based underwriting model that helps you get approved more easily.īut at the same time, the Jasper Cash Back Mastercard still offers a wide range of features and benefits not typically found on cards that are offered to people with credit problems or little credit history. When reviewing applicants, Jasper doesn’t focus only on credit history, so it’s possible to be approved with fair credit. The Jasper Cash Back Mastercard® is designed to be a premium product for people who need to build credit. ![]()
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